πŸ“ Merchant Towers, Banjara Hills Road No.4, Hyderabad info@medrayder.com 9010 492 345
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India's First Credit-Enabled Pharma Supply Chain
Backed by ICICI Bank B2B Credit

Better rates. 90-day credit. One procurement partner.

MedRayder orchestrates a credit-enabled supply chain between hospitals and verified distributors β€” guaranteeing a better rate on every SKU and unlocking working-capital-friendly credit through ICICI Bank's B2B Card and NBFC 90-day financing. Zero obligation until you see the savings.

Hospital β†’ MedRayder β†’ Verified Distributor β†’ ICICI / NBFC Credit

11,600+

Addressable healthcare accounts

1,400+

Hospitals in network

9,500+

Doctors connected

280+

Diagnostic labs onboarded

The Problem We're Solving

Hospitals pay too much. Suppliers give poor credit.

No one is optimising the middle of the healthcare supply chain β€” until now.

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No Rate Leverage

Hospitals buy at market rates directly from distributors β€” no volume consolidation, no negotiated pricing.

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Cash Flow Pressure

Hospitals need 30–90 day credit on pharma purchases. Distributors typically offer 7–30 days at most.

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Fragmented Supply

Multiple suppliers, no single procurement partner, inconsistent availability and pricing.

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No Transparency

No visibility into whether the rate being paid is competitive β€” and no framework to compare it.

The Model β€” How It Works

A credit-enabled supply chain, orchestrated end to end

Four steps connect your existing invoice to a better rate and 90-day working capital.

01

Hospital shares invoice

Your existing supplier invoice becomes MedRayder's reference benchmark β€” no upfront commitment.

02

MedRayder negotiates

We present it to our verified distributor network, who match or beat the rate and add scheme benefits.

03

Supply & fulfilment

Verified distributors supply directly to your hospital through the MedRayder platform, with quality and GRN checks.

04

Credit settled

Pay via ICICI B2B Card (30+18 days) or NBFC financing (90 days) β€” MedRayder settles the supplier, you pay later.

Credit Architecture

Two credit rails, built to solve the payment problem

Choose collateral-free card credit for shorter cycles, or NBFC financing for a full 90-day runway.

Closed-Loop CUG Program

ICICI Bank B2B Card

Credit period30 + 18 days
Who gets the cardHospital (MedRayder partner)
Card usageRestricted to MedRayder platform
CollateralNone required
OnboardingICICI-led KYC, MedRayder facilitates
Working Capital Line

NBFC β€” 90-Day Credit

Credit period90 days from invoice date
Who borrowsHospital, direct from NBFC
RepaymentHospital repays NBFC at Day 90
MedRayder settlementPaid by NBFC ahead of your due date
Best forLarger, higher-value procurement
Why Hospitals Say Yes

No MDR. No interest. Use the credit facility and grow your business.

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Guaranteed Rate Reduction

We take your current invoice and guarantee our distributor network will match or beat it. If we can't, there's no obligation.

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90-Day Credit Window

Pay nothing upfront. NBFC financing covers the purchase β€” you pay at Day 90, freeing up working capital.

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ICICI B2B Card, No Collateral

A collateral-free credit line via ICICI's Commercial Card, on a 30+18 day cycle, integrated directly into the platform.

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Single Procurement Partner

One supplier, one invoice, one platform β€” pharma, surgical and consumables all through MedRayder.

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Price Transparency

A SKU-level comparison dashboard shows exactly what you're saving against your old invoices.

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Zero Workflow Change

Keep ordering as normal β€” MedRayder plugs into your existing purchase flow. No new systems to learn.

Procurement categories on the network

Pharmaceuticals IV Fluids & Injectables Surgical Consumables Implants & High-Value Diagnostics & Equipment Nutraceuticals & OTC
What We Ask From You

Simple. Low friction. No commitment until you see savings.

01

Share last 3 months' invoices

Any distributor, any category β€” pharma, surgical, consumables. This becomes our rate benchmark.

02

List your regular SKUs

Your top 50–100 items by value. We map these to our distributor catalogue and pricing.

03

Consent to ICICI card onboarding

Basic KYC for card issuance β€” ICICI's team handles it directly, MedRayder facilitates.

04

Agree to a 90-day pilot

Place orders via MedRayder for 90 days. Compare savings. No lock-in after the pilot.

Risk mitigant: if we cannot beat your current rate on any SKU, that item simply isn't switched. Zero obligation, either way.

Become a Procurement Partner

Join MedRayder's credit-enabled supply chain as a hospital, nursing home, clinic or diagnostic centre β€” and start saving from your first order.

  • Guaranteed match-or-beat rate on your existing invoices
  • 90-day NBFC credit or collateral-free ICICI B2B Card
  • One platform for pharma, surgical and consumables
  • Full SKU-level savings dashboard